2024智慧树网课答案 Commercial and Investment Banking 商业与投资银行 最新完整智慧树知到满分章节测试答案

第一章 单元测试

1、 问题:

Which of the following best defines a customer of a bank?

选项：
A:

Someone who has a relationship with a bank

B:

Any organisation that has a bank account

C:

Any individual or organisation which has used a bank account

D:

Any individual or organisation which regularly uses a bank account

答案: 【

Any individual or organisation which has used a bank account

】

2、 问题:

There is no legal definition of a bank. Which of the following best describes a bank?

选项：
A:

Any organisation which acts as a financial intermediary

B:

Any organisation which takes deposits

C:

Any organisation which lends money

D:

Any organisation which has bank in its title

答案: 【

Any organisation which acts as a financial intermediary

】

3、 问题:

Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first"scheme"in 1965. True or false? 

选项：
A:对
B:错
答案: 【对】

4、 问题:

At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:

选项：
A:

Deficit agents

B:

Surplus agents

C:

Bank agents

D:

Brokers

答案: 【

Surplus agents

】

5、 问题:

The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?

选项：
A:对
B:错
答案: 【对】

6、 问题:

Which of the below transformation is not done by banks?

选项：
A:

Size

B:

Maturity

C:

Risk

D:

Security

答案: 【

Security

】

第二章 单元测试

1、 问题:

There are two income streams of a bank. They are interest and fees. True or false?

选项：
A:对
B:错
答案: 【对】

2、 问题:

Capital of a bank is stated on its income statement. True or false?

选项：
A:对
B:错
答案: 【错】

3、 问题:

Mortgage or car loans are considered as insecure lending. True or false? 

选项：
A:对
B:错
答案: 【错】

4、 问题:

Savings Banks are either mutually owned or stockholder owned entities. True or false? 

选项：
A:对
B:错
答案: 【对】

5、 问题:

Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.

选项：
A:

Building Societies

B:

Pension Funds

C:

Credit Unions

D:

Savings Banks

答案: 【

Credit Unions

】

第三章 单元测试

1、 问题:

Which of the below is the current financial regulatory system in the UK?

选项：
A:

Tripartite 

B:

Twin peaks

C:

FSA

D:

BOE

答案: 【

Twin peaks

】